Auto Financing in Aberdeen, SD

Get Your Next Car Through the Finance Center at Harr Motors

If you need to finance your next car lease or purchase, the folks at Harr Motors in Aberdeen, SD are more than willing to help you. We make it easy to apply for financing online from the comfort of your South Dakota home or in person at our location. When you come by for your consultation, we can also discuss available specials or different ways for loan approval, no matter if you've faced credit obstacles or not.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

The Differences Between a Loan and a Lease

When you take out a loan, you're borrowing money to buy a vehicle outright. This gives you the opportunity to drive your chosen vehicle around South Dakota or North Dakota for as long as you'd like and however you'd like. Through financing, you'll eventually own the car.

A lease gives you the right to drive a new vehicle for a certain period of time, but you're typically subject to mileage and other restrictions. The monthly lease rate is typically lower, too. You do have the right to purchase a leased car, truck or SUV at the end of the lease period; schedule an appointment with our finance team to learn more about your end of lease options.

We Can Help You Get Approved For a Car Loan

Our finance department works with a number of lenders around Fargo, ND, who engage with customers who have a variety of credit backgrounds. Whether you're trying to rebuild after financial barriers or want to buy your first car, we can probably help. If you have a credit score over 720, we might be able to get your financed with zero percent interest or get you other ideal terms that can make your next purchase or lease a more affordable one.

Apply for Financing Pre-Approval Online

When you're ready to finance your next vehicle acquisition, our team is ready to help you do so. You can get started online through our financing pre-approval application. Feel free to reach out by phone, online or in person with any questions or to get the financing you need to buy or lease a quality car, truck or SUV that you'll love for years to come.


 

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Harr Motors

    4255 6th Ave SE
    Aberdeen, SD 57401-0900

    • Sales: (605) 225-3078
  2. Harr Toyota

    4255 6th Ave SE
    Aberdeen, SD 57401

    • Sales: (605) 225-3078
  3. Harr Nissan

    4255 6th Ave SE
    Aberdeen, SD 57401-0900

    • Sales: (605) 225-3078
  4. Harr Honda

    4255 6th Ave SE
    Aberdeen, SD 57401-0900

    • Sales: (605) 225-3078
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Get in Touch

  • Contact our Sales Department at: (605) 225-3078